Most surrogacy journeys in the US cost between $150,000 and $250,000. Where yours falls depends on where you’re starting from, the plan you choose, and how your journey unfolds.
This guide explains what goes into the cost of surrogacy, what shapes your total, and how to compare quotes, so you can plan with confidence.
Meet with Chris Akunna, our surrogacy consultant, who will map out your path and your personalized cost estimate.
The cost of surrogacy covers far more than an agency fee. A complete journey brings together your surrogate’s compensation, fertility care, legal work, insurance, and the coordination that connects them all.
That’s why a single headline price rarely tells the whole story. In your consultation, we build your estimate around your family’s situation, so you can see the full picture before you decide.
Every surrogacy journey is built from the same core parts. Here’s what each one covers.
Her base compensation is set in your surrogacy agreement, paid separately from our plans, and held in escrow, so you know this part of your budget from the start.
A monthly allowance, screening, medical monitoring, maternity clothing, and support such as childcare and housekeeping if she’s placed on bed rest.
Donor eggs or an IVF cycle with your own eggs, preparing your embryos, genetic testing, medication, and each embryo transfer. If you already have embryos, this part of your budget is focused on the transfer.
Separate attorneys experienced in surrogacy law for you and your surrogate, the surrogacy agreement, and the court order that establishes you as your baby’s legal parents.
Health insurance that covers your surrogate’s pregnancy, life insurance for your surrogate, and an independent review of her coverage.
Surrogate recruitment and matching, and a team that coordinates your clinic, attorneys, insurance, and surrogate through delivery.
Management of the escrow account that holds funds for your surrogate’s compensation and expenses.
Your surrogate’s travel for medical appointments, delivery-related costs, and your baby’s hospital admission at birth.
Your baby’s health insurance, and for international families, citizenship and travel documents.
Her base compensation is set in your surrogacy agreement, paid separately from our plans, and held in escrow, so you know this part of your budget from the start.
A monthly allowance, screening, medical monitoring, maternity clothing, and support such as childcare and housekeeping if she’s placed on bed rest.
Donor eggs or an IVF cycle with your own eggs, preparing your embryos, genetic testing, medication, and each embryo transfer. If you already have embryos, this part of your budget is focused on the transfer.
Separate attorneys experienced in surrogacy law for you and your surrogate, the surrogacy agreement, and the court order that establishes you as your baby’s legal parents.
Health insurance that covers your surrogate’s pregnancy, life insurance for your surrogate, and an independent review of her coverage.
Surrogate recruitment and matching, and a team that coordinates your clinic, attorneys, insurance, and surrogate through delivery.
Management of the escrow account that holds funds for your surrogate’s compensation and expenses.
Your surrogate’s travel for medical appointments, delivery-related costs, and your baby’s hospital admission at birth.
Your baby’s health insurance, and for international families, citizenship and travel documents.
Knowing these factors upfront helps you plan with confidence, and we walk you through each one for your journey.
Whether you already have embryos, need an egg donor, or plan to use your own eggs shapes the fertility part of your budget.
If her own plan covers a surrogacy pregnancy, you may not need a separate policy.
Especially for international families, your trips to the US are part of your personal budget.
Your fertility clinic and our team plan each transfer with you, and we explain upfront how additional transfers are handled on your plan.
Carrying multiples includes additional compensation for your surrogate.
Paying costs as they occur, or a fixed price for key parts of your journey, changes how your budget is structured.
We offer fixed pricing for key parts of your journey. If certain costly steps, like a failed transfer or an unsuccessful cycle, need to be repeated, you’re financially protected rather than facing that cost again on your own.
You won’t pay everything at once. Payments are made at key milestones, such as when you sign and when you’re matched.
Your surrogate’s compensation and expenses are held in a secure escrow account and paid out as your journey progresses. On the Flexible Plan, our team pays providers directly from your escrow account, so you’re never managing payments on your own.
When you’re ready to move forward, you receive a detailed cost sheet and your agreement to review, with time to consider them and consult your own advisors before signing.
